DISCLAIMERS
Unsecured personal loan amounts vary from $5,000.00 to a maximum of $75,000.00.
Recharge Funding is a lender and also provides loan referral services. Loans are not available in all states. Your personal loan may be fulfilled via our preferred network of third-party lenders. Your loan agreement will clearly identify the lender.
Recharge Funding has no control over participating third-party lender credit worthiness eligibility criteria. APR/Interest rates will vary depending on individual lender terms. Generally, all individuals applying for credit must be a U.S. citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number/FEIN are required. All loan applications are subject to credit review and approval.
You consent for us to make inquiries and obtain and confirm information about you as we deem appropriate for the purpose of evaluating your eligibility for this extension of credit, including obtaining credit reports, verifying your income, and contacting your employer. You also authorize us to provide identification information about you, and our credit experience information with you to others in accordance with applicable law. Duplicate offers received as a result of multiple mailing to the same person are void, as are multiple acceptances of the same offer. This offer is subject to the expiration date listed on your offer letter.
Annual Percentage Rate: Not all borrowers will qualify for the same rate when a rate is listed “as low as”. Qualifying for rates listed “as low as” are based on the borrower’s credit worthiness, which includes factors such as debt ratio and credit history. Interest rates will vary and are based on lender terms. Ranges from 7.99%-35.36%. All loans may be subject to origination fees ranging from 1% - 5%, of the loan amount, if permitted under applicable state law. Loan amounts range from $1,000 to $35,000. Your actual rate depends upon credit score, loan amount, loan term, and credit usage and history, and will be agreed upon between you and the lender.
Credit Certification and Authorization
APR/Interest rates will vary depending on individual lender terms. This offer is subject to certain provisions, as detailed in the Important Pre-Selected Information and Terms and Conditions for This Offer section below. You authorize us to make inquiries and obtain and confirm information about you as we deem appropriate for the purpose of evaluating your eligibility for this extension of credit, including obtaining credit reports, verifying your income, and contacting your employer. You also authorize us to provide identification information about you, and our credit experience information with you to others in accordance with applicable law. Duplicate offers received as a result of multiple mailings to the same person are void, as are multiple acceptances of the same offer. This offer is subject to the expiration date listed on the front page.
Cash transfer times may vary among participating lenders and may depend on your individual financial situation. This service and Recharge Funding’s authority to lend are not available in all states. For details, questions, or concerns regarding your requested loan, please contact Recharge Funding directly. Recharge Funding may or may not perform additional credit checks with the three major credit reporting bureaus: Experian, Equifax, or TransUnion. Recharge Funding may perform alternative credit checks or consumer reports through alternative providers. By submitting your offer acceptance, you are authorizing Recharge Funding to independently verify the information you submitted and your creditworthiness. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This service and offer are void where prohibited
Important Pre-Selected Information and Terms and Conditions for This Offer
• Recharge Funding may be unable to extend credit to you, if, after you respond to this offer, Recharge Funding determines that you no longer meet the criteria established prior to this offer. This offer may be accepted only by the person identified in this letter. Account approval is subject to verification and confirmation of your credit history and acceptance by Recharge Funding.
• To be eligible to receive offer you must be a U.S. citizen or permanent resident, be at least 18 years old, have a valid bank account and Social Security Number/FEIN.
• Recharge Funding may request verification of income and employment from your employer(s). Self-employed or commissioned applicants may be asked for two years of income tax filings. Alimony, child support or separate maintenance income need not be disclosed if you do not wish us to consider it as a basis for repayment.
• A consumer credit report will be obtained and reviewed to verify, among other things, your identity. Upon request, you will be informed the name and address of the credit reporting agency furnishing any such report. Subsequent consumer credit reports may be requested and used in connection with an update, renewal, or extension of credit.
• Offers expire on the date indicated herein. If we receive a response to this offer after the expiration date, Recharge Funding may refer you to other lenders. If you choose to apply for a loan through a lender we refer you to, a consumer report will be obtained to evaluate your creditworthiness in connection with your application for credit. Lenders we refer you to may be unable to extend credit if the lender determines that you do not meet their lending criteria. Account approval is subject to verification and confirmation of your credit history and acceptance by the lender.
• If we receive your response after the expiration date, or the name and address on this offer differs from the information you provide to us, we will treat your response as an application for credit that was not prescreened. If you choose to continue that application, a consumer report will be obtained to evaluate creditworthiness in connection with your application for credit.
• If you omit, misrepresent or falsify any information on an application for a loan, the lender may deny your request for an account. Interest rates will vary and are based on loan terms. Ranges from 7.99%-35.36%. For example, with a credit grade of A1 you could receive a loan of $10,000.00 with an interest rate of 6.71% and a 2.0% origination fee of $200.00 for an APR of 8.05%. In this example you will receive $9,800.00 and will make 24 monthly payments of $307.32. Your APR will be determined based on your credit at the time of application. The APR on your loan may be higher. Actual rate depends on credit score, loan amount, loan term and usage history. There is no down payment and there is never a pre-payment penalty. Closing of your loan is contingent upon your agreement to all of the required agreements and disclosures on the www.RechargeFunding.com.